Life Changes

Life Changes

Your life changes, and your financial plan has to be flexible enough to change with it. You may start a new job, create a business, have kids, have grandkids, buy a house, get married, sell your business, get audited by the IRS, inherit a little money (or a lot), get divorced, sell your rental property or maybe even have a year or two when very little changes. Almost all life events bring new financial risks and opportunities, so you need a financial plan that evolves to keep up and an adviser on call to quickly address your changing situation.

Our financial planning process goes beyond a one-time checkup. Your advisers will address all six key areas of financial planning using a roadmap that prioritizes your most important questions first.

Your life changes, and your financial plan has to be flexible enough to change with it. You may start a new job, create a business, have kids, have grandkids, buy a house, get married, sell your business, get audited by the IRS, inherit a little money (or a lot), get divorced, sell your rental property or maybe even have a year or two when very little changes. Almost all life events bring new financial risks and opportunities, so you need a financial plan that evolves to keep up and an adviser on call to quickly address your changing situation.

Our financial planning process goes beyond a one-time checkup. Your advisers will address all six key areas of financial planning using a roadmap that prioritizes your most important questions first.

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Your goals are unique to you and will be the central focus of your Pate & Smith Investment Group financial plan. Goals can include a state of being (e.g. “the security that I’ll never run out of money”) or a material object (e.g. an electric car).

Our financial advisers will get to know you deeply and record what matters most to you and your family. When your goals inevitably change, your adviser will be your first call so you can update your plan and know whether your new dream can become a reality.

What kind of clients do you work with?

Our clients are individual, families and business owners at all stages of their lives. We have no account minimums. We welcome anyone looking for financial help.

How we work with you?

Getting Acquainted Meeting: We offer a complimentary consultation, so we get to know each other, ask questions, and define how the financial planning process works at Pate & Smith Investment Group.
Gathering data and Setting Financial Goals:We will incorporate your financial goals into the plan, and we’ll also ask you for financial information to analyze your current situation.
Analyzing and evaluating your financial status: We will review your financial information to assess your situation before we consider what you can do to meet your goals.
Presenting your financial plan: We’ll present recommendations designed to address your unique goals and priorities, based on the information you provided. We will also explain the reasons behind our recommendations, listen to any of your concerns and revise the recommendations as appropriate.
Implementing the financial planning recommendations: We will create an action plan to implement the recommendations and discuss any other professionals, such as an attorney or accountant that may be needed. We’re here to work with your other advisers, not replace them.
Monitoring your financial planning recommendations: We can also help to monitor your progress toward your goals. It is recommended that you have annual reviews of your plan and adjust the recommendations, if needed, as your life changes.

What is your turn around time?

Typically, a financial plan takes 4 weeks to complete after we receive all required information from you. The timeframe depends on many factors such as delivery of documents and statements, meeting availability and much more.

What kind of clients do you work with?

Our clients are individual, families and business owners at all stages of their lives. We have no account minimums. We welcome anyone looking for financial help.

How we work with you?

Getting Acquainted Meeting: We offer a complimentary consultation, so we get to know each other, ask questions, and define how the financial planning process works at Pate & Smith Investment Group.
Gathering data and Setting Financial Goals:We will incorporate your financial goals into the plan, and we’ll also ask you for financial information to analyze your current situation.
Analyzing and evaluating your financial status: We will review your financial information to assess your situation before we consider what you can do to meet your goals.
Presenting your financial plan: We’ll present recommendations designed to address your unique goals and priorities, based on the information you provided. We will also explain the reasons behind our recommendations, listen to any of your concerns and revise the recommendations as appropriate.
Implementing the financial planning recommendations: We will create an action plan to implement the recommendations and discuss any other professionals, such as an attorney or accountant that may be needed. We’re here to work with your other advisers, not replace them.
Monitoring your financial planning recommendations: We can also help to monitor your progress toward your goals. It is recommended that you have annual reviews of your plan and adjust the recommendations, if needed, as your life changes.

What is your turn around time?

Typically, a financial plan takes 4 weeks to complete after we receive all required information from you. The timeframe depends on many factors such as delivery of documents and statements, meeting availability and much more.

Schedule a FREE consultation TODAY!

Let's discuss your needs and our investment management services.
LET'S GET STARTED

Schedule a FREE consultation TODAY!

Let's discuss your needs and our investment management services.
LET'S GET STARTED
2021 Spring Newsletter
2019 Fall Newsletter
2018 Spring Newsletter